I had Amazon help call me, and after 40 minutes with a courteous and kind rep, I had to end the call without resolution. But I did receive a very sincere email explaining a work around:
In this case, As you would use Visa Gift Cards to purchase Kindle books, What I suggest is, Whenever you get a Visa Gift Card, Don't add it to your Amazon account, But convert that Visa Gift Card into Amazon Gift Card balance by reloading your Amazon Gift Card here: https://www.amazon.com/asv/reload/order?_encoding=UTF8&ref_=asv_yab_reload_your_balance . Once money is reloaded from your Visa Gift Card to Amazon Gift Card, You can use the 1-Click to purchase your Kindle book and 1-Click will use the Gift Card balance. By this, you do not have to switch the default payment methods in 1-Click settings.
I've completely made the transition to buying mostly eBooks for several reasons: ability to highlight & annotate, not having the bulk and weight of paper books, etc. If I can't find a Kindle version of a book, I immediately check if a used copy is available.
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